Congratulations!  You've made your first step towards homeownership, contacting a realtor.  Now that that's done, take a deep breathe in and out.  Now that wasn't so bad. 

If you haven't already, please go to the homebuying process page on this website to learn some important things that will help you understand what you will be going through in the next couple of months.

In the meantime, also check out some of these websites if you are interested in some of the first time homebuyer programs in various areas.

www.livebaltimore.com

www.morehouse4less.com

www.ameridream.org

www.getdownpayment.com

www.americanfamilyfunds.com

www.americanhomepartners.com

Please contact me before calling any of these organizations as their guidelines change often.  This is just to give you a snapshot of the programs that are out there.